Thai Lifestyle

Some Investing Note user comment that they are more interested in my Thai lifestyle rather than my stock pick.

Win liao lor.

Actually I wrote before lor. You can find it here where I talked about my budget in Thailand.

My current monthly budget is 17000 Thai baht, which is equivalent to SGD $750.03.

Rental

I am currently staying 1.5 hours away from Bangkok. 

Type: One room condominium

Size: 344 sqft

A bedroom (with living room)

A small kitchen

A toilet

A small balcony

All furniture included

Other room amenities includes:

A 32" flat screen television 

An air conditioner

A refrigerator

A water heater,

A electric cooking stove

7000 baht per month equivalent to SGD $308.84 + 1000 baht utility (wifey pays utility)

Meals

Breakfast from 7 Eleven, usually coffee with bread or pastry around 70 baht equivalent to SGD $3.09.

(7 day x 4 weeks x 3.09 = 86.52)

My lunch will be around 40 baht equivalent to SGD $1.76.

(6 day x 4 weeks x 1.76 = 42.24)

Dinner either prepare by wifey or I will buy home if she is tired or when we are out of ingredients.

Grocery 

Wifey & I tend to go for shopping twice a week at least which contributes to her daily breakfast, lunch & dinner.

We will either shop at Tesco or local market.

I cannot really add up my monthly dinner & grocery cost, but it will all add up to below my budget. 

How is that possible? Never burst budget you might ask. Simple answer, I only have 17000 baht per month in my bank account. 

It is impossible to go beyond the budget when I do not have the extra money for it. 

In the event that I need extra, I will turn to my "angry" wifey, usually for our grocery during the last week. =3

Today at Wholesale Market

Guess how much all these costed?

My Lunch & Dinner : Green Curry

Disclaimer: Shared opinion on this blog is not to be treated as investment advice to the readers. Please do your own due diligence and consider your financial goals before investing.

Budget & Covid-19

Budgeting

Due to my job nature, I tend to relocate every one to two years. Hence my budget changes depending on the region I am in. Similar to the $5 per day budget, I like to challenge myself for the first three months at my new location before having a fixed amount per month for the rest of my stay.

My current budget stays at 17000 baht per month.

7000 baht on rental (My wife pays the utilities)

6000 baht for grocery and take away (Increased in spending on take away as we are not allowed to eat in restaurant)

4000 baht for my breakfast and lunch at work

Usually I will have a budget for visiting my love's grandma and doing some shopping in Bangkok but due to Covid-19, it has been changed to increase in spending for take away. 

Covid-19 & Changes in Lifestyle

Currently in Thailand, life goes on as usual for me, working almost everyday except holiday.

We are not allowed to leave house after 10pm till 5am, not allowed to eat at the restaurant (I heard the rules will change this month), must at all time wear a mask while outside.

I am not very sure why there is so little community infection as compare to Singapore, but I am happy that it stayed this way other than some exceptional increase in figures from time to time.

Trade of the Day

1) FSL Trust (D8DU.SI)

First bought this counter on 29th Apr 47200 shares at 0.061.

Took notice yesterday that it is announcing its first quarter after trading hours.

Sold IX Biopharma (42C.SI) at 0.275 and bought FSL Trust around 0.063-4. Hated myself for it as it rose to 0.305 in the afternoon.

Was happy to see the announcement in the evening that it is distributing another US 0.15cents. Sold all at 0.085 and bought YZJ Shipbldg SGD (BS6.SI). Currently trading FSL Trust by buying and selling 1 to 2 pips while it swing up and down.

2) Seroja Inv (IW5.SI)

Again, saw the announcement last evening on circular clearance for proposed disposal, long pending since last year. I am so excited with FSL Trust that I totally forgotten about this counter. 

Went up to day high of 0.08, current at 0.071. Will continue to monitor.

Disclaimer: Shared opinion on this blog is not to be treated as investment advice to the readers. Please do your own due diligence and consider your financial goals before investing.